1. With all due respect to Lizardbreath, she’s going about her business plan completely the wrong way. I’m sure there are merits to the Paleo diet, yuppies thinking that raw grass-fed ground beef approximates paleolithic mastodon meat aside, but if you think about it, designing a diet for an organism that can thrive just as well on whale blubber and the occasional plant as it can on soybeans and rice really shouldn’t be all that challenging. Omnivores are adaptable! You might not lose weight, but it’s probably not going to kill you. If we analyze it conceptually, we can see a fad diet consists of the following elements: a) a ban or near ban on pre-packaged foods b) a ban or near ban on one kind of macronutrient c) some form of calorie restriction d) an exhortation to exercise and e) a story about why this is so, the more romantic the better.
For example, in the caveman diet, we take “follow our conception of the caveman” as a maxim, thus, we do not eat packaged foods, cereal grains (Grok don’t farm), we eat lots of meat (Grok hunt) and berries and nuts (Grok forage), we fast now and then (Grok no have refrigerator), and we sprint and jump (Grok surprise mastodon.)
Thus, the growth industry here is in telling a good story. I therefore present the Path of Hypatia, designed especially for women, drawn from the wisdom of the ancients who said let thy food be thy medicine and thy medicine thy food. The program recommends that you eat primarily olives, cheese, bread, lemons, fish, and wine, and recommends both quiet time for contemplation (stress makes you retain belly fat, so do your metaphysics!) and vigorous Spartan exercise every day, for is it not said, “wealth, flutes, and instruments generally?” I’m sure LB can come up with a good lawyer saga.
2. Someone give me an argument why this isn’t simply common-sense. Here are the terms of the mortgage: pay it back or the bank can take back the house and your credit rating will take a hit. Everyone agreed to this mortgage. There is no clause that says “you can let the bank take the house back only if you’ve bankrupted yourself in other ways first” or (in many states) “if the house isn’t worth what the loan is, the bank can come after you for the balance.” So by “walking away” we mean “fulfilling the terms of the contract.”
Now, sure, I think there’s generally a moral obligation not to be dork, and there would be repercussions for the lending market generally if lots of people defaulted strategically. But.. look, there’s lots of repercussions when the housing market collapses, and I haven’t seen a call for the banks independently to do the moral thing and let people pay 33% of their income on their mortgate in order to stabilize prices. Why is it that the homeowner is held to a higher standard?
3. I just have to note this because the second item is cracking me up.


25 comments
January 11, 2010 at 10:39 am
ben
You haven’t established that LB is going about her business plan (which caters to those already in the grips of a certain story) the wrong way, merely that there are other, neighboring business plans (involving coming up with new stories).
Regarding your own proposal, you might want to look carefully at the suggestion that one should do metaphysics to avoid stress.
January 11, 2010 at 10:50 am
silbey
You haven’t established that LB is going about her business plan (which caters to those already in the grips of a certain story) the wrong way, merely that there are other, neighboring business plans (involving coming up with new stories).
Humor-fail, line one! Humor-fail!
January 11, 2010 at 10:58 am
kid bitzer
if i worked for donald trump i’d probably refer to him as “mastadon”.
for the pre-historic pachyderm, try “mastodon”.
January 11, 2010 at 11:01 am
zunguzungu
On walking away, Rortybomb is much more worth reading than the Megan McArdle argument he’s responding to, but this is an example of exactly that conversation.
January 11, 2010 at 11:09 am
dana
ben, my business plan allows her to start the new trend, reaping all the benefits.
That said, the idea of a caveman iPhone app just tickles me. Back on the veldt…
January 11, 2010 at 11:10 am
ben
I would like to formally dispute your characterization, silbey. Is there a, uh, form or something I should fill out?
January 11, 2010 at 11:13 am
ben
Yes, I see that your business plan has advantages. But offering adjunct services is a perfectly viable business plan itself. Look at all the i[whatever] paraphernalia. She might be going about what you might call her business planning the wrong way, if the right way involves being in a position to reap all the benefits (though there would also be more marketing effort involved), but she’s not going about her business plan the wrong way.
That said, it’s clear that there is absolutely no reason to pursue this discussion any further, since it is ridiculous.
January 11, 2010 at 11:24 am
dana
Back on the veldt little bitches got et by lions.
January 11, 2010 at 11:39 am
Ahistoricality
I had a similar idea after watching March of the Penguins.
January 11, 2010 at 12:05 pm
silbey
I would like to formally dispute your characterization, silbey. Is there a, uh, form or something I should fill out?
Heh.
January 11, 2010 at 12:16 pm
andrew
Walking away from your mortgage should be sold as a new exercise fad.
January 11, 2010 at 12:34 pm
BenA
“X is much more worth reading than the Megan McArdle argument he’s responding to” is true for all known values of “X”
January 11, 2010 at 12:35 pm
Ben Alpers
Whoops….that “BenA” was me!
January 11, 2010 at 1:52 pm
Malaclypse
“X is much more worth reading than the Megan McArdle argument he’s responding to” is true for all known values of “X”
Unless X = “Jonah Goldberg”
January 11, 2010 at 3:24 pm
politicalfootball
I dunno, Malaclypse. I’ll admit that your point sounds reasonable, but I’d need to see an example to be convinced.
January 11, 2010 at 5:12 pm
Malaclypse
I have no examples. This is central to my point.
January 11, 2010 at 5:59 pm
Nick
@andrew: your comment is full of win.
In general: If a business fails, goes bankrupt and out of business permanently, they process it in courts, the assets get seized and sold and the boss washes his hands and gets a new job, probably running another Fortune 500 into the ground.
Why should business rules and law not apply to this business agreement you made between yourself and the bank regarding your mortgage? If you can rent for 1/3rd the price you pay for your mortgage, isn’t your moral obligation to your family and not the bank that sold you a loan they knew you didn’t have the resources to back up?
January 12, 2010 at 2:31 am
dave
Gee, I dunno, Nick, maybe a little something called ‘limited liability’ comes into it?
Anyway, this discussion is parochial. the non-recourse nature of martgages in many states of the US is a purely local artefact of politics. In [many] other countries a mortgage is a personal debt, enforceable at law even after the foreclosure on the property has been exercised.
January 12, 2010 at 2:48 am
ajay
a) a ban or near ban on pre-packaged foods b) a ban or near ban on one kind of macronutrient c) some form of calorie restriction d) an exhortation to exercise and e) a story about why this is so, the more romantic the better.
The Aubrey Diet. Salt beef, salt pork, pease pudding, cheese twice a week, bread, rum, small beer, and you have to haul on a simulated mainsheet brace or t’garns’l halyard (available from our website, only $299.99) for an hour every day. The food’s not very healthy, but the range is so limited that you’d get bored of eating and lose weight.
Just make sure you drink your lemon juice, otherwise: scurvy.
January 12, 2010 at 4:41 am
kid bitzer
the lawrence oates diet:
1) eat sled-dogs
2) just go outside
3) be some time
4) weight loss!
January 12, 2010 at 5:38 am
dave
Ajay, as I recall, Jack Aubrey was repeatedly castigated by Stephen for his corpulence. The Barrett Bonden diet maybe?
January 12, 2010 at 9:43 am
ben
Gee, I dunno, Nick, maybe a little something called ‘limited liability’ comes into it?
Solution: all homeowners should form LLCs that make the purchase on their behalf. There will surely be some extra fees and tax complication, but it’s worth it for the peace of mind.
January 12, 2010 at 10:34 am
dana
In [many] other countries a mortgage is a personal debt, enforceable at law even after the foreclosure on the property has been exercised.
It’s true in some states, too.
January 13, 2010 at 3:17 am
ajay
dave: well, true, but as an officer Aubrey ate rather better than his crew. Maybe the Hornblower Diet? He was fairly lean, if memory serves. The John Paul Jones Diet?
I think there’s a lot to be said for kb’s suggestion; based on my own experience of spending Christmas in a very cold house, eating (naturally) vast amounts and still losing weight. The obvious answer is to turn your thermostat down to 10C or so, and you’ll burn off the calories just to keep warm.
I’m not sure, though, that Scott’s polar party ate their dogs in extremis; my main reason for thinking this is that they didn’t have any dogs. They were man-hauling. The support parties had dogs, but didn’t eat them.
January 22, 2010 at 11:32 pm
sraffa
#1 needs to go on stuff white people like